How long after closing can I pay my first mortgage payment?

This gives you only about a month after closing before your first payment is due. But if you were to wait a few days and close April 3, you'd owe nothing during April or May, so your first mortgage payment would be due June 1. By closing at the start of a month, you get closer to two months before your first payment comes due.

When is my first mortgage payment due?

Your first mortgage payment is typically due at the start of the second month after closing. This means if you close at the end of a month, your first payment will be due in just over a month. But if you close at the start of a month, your first payment will be due in about two months—but you’ll owe more at closing to cover the interest.

Should I delay my first mortgage payment?

So here's the tradeoff: You can delay your first full mortgage payment, at the expense of paying higher closing costs—which may be preferable if you're rolling closing costs into the loan.